Services Tailored For You
-
Income Tax Planning
-
Retirement Income Planning
-
Financial Planning
-
Investment Management
-
Estate Planning & Trust Services
Are you tired of financial advisors who only talk about investments? We often hear, "I need tax and retirement advice, too. Can you help?" 🎯Absolutely! Embrace Wealth Management offers a full spectrum of services to cover all your financial needs.
Income Tax Planning
Navigating the ever-changing tax codes can be daunting. With our income tax planning services, you don't have to face it alone. We stay updated on all tax changes and ensure you're always informed. Our goal is to help you maximize your lifetime tax savings. At Embrace Wealth Management, we keep you up-to-date on new tax developments so you can rest easy knowing your taxes are in good hands.
Tax Smart Withdrawals
We help you in making wise withdrawal decisions from your various accounts. We aim to extend the longevity of your retirement savings, maximize growth, and minimize lifetime taxes.
Retirement Income Planning
Your Questions: Our Mission
What are the best investment options for me in retirement?
How can I minimize taxes in retirement?
What risks do I need to consider in retirement, and how can I mitigate them?
How can I plan for potential long-term care expenses?
What legacy do I want to leave behind, and how can I prepare for it?
How much do I need to retire by a certain age?
How much do I need to save each month to achieve my goals?
How much can I afford to spend in retirement?
How can I maximize my government benefits like STRS and PERS?
What options should I choose for my defined benefit (DB) pension?
Should I take a lump-sum payout from my pension or a deferred monthly benefit?
Should I save using a Thrift Savings Plan?
When should I start Social Security benefits?
How do I create income for retirement?
Financial Planning
We are dedicated to offering personalized financial solutions that align with your unique goals and aspirations. Our experienced team provides expert advice on taxes, retirement plans, and comprehensive financial planning. Our holistic approach extends beyond investments, empowering you to pursue your dreams and establish a solid financial foundation for the future.
Your Questions: Our Mission
Am I invested in the right stuff?
Am I paying too much taxes? How can I reduce my tax liability?
Can all my assets and investments get me to and through retirement?
Do I have enough money for retirement?
Do I need to be investing in anything else?
Should I be worrying about things I hear in the news?
What happens if I need to start caring for my parents financially?
What if I get sick? How do I make sure my family is cared for?
Our Investment Management Process
Decision-Making
We base our decisions on clear, evidence-based principles.
Asset Allocation
We strategically allocate your assets to maximize growth while minimizing tax exposure.
Low-Cost Portfolios
We utilize index and exchange-traded funds to provide global market access, diversification, and lower fees.
Diversification
We design diversified investment portfolios to achieve more stable returns.
Rebalancing
We regularly adjust your portfolio to maintain your desired risk level and capitalize on market opportunities.
ESG Investing Approach
We align your investments with sustainable goals, avoiding those that harm the Earth or humanity.
Is your portfolio on the right track?
Our advanced tools can help you identify areas for improvement and create a personalized investment strategy that aligns with your goals. Take our quick questionnaire today!
Investing is subject to risk, which may involve loss of principal. No strategy protects against loss. Past performance is no guarantee of future results. Nitrogen, Inc. is a member of LPL’s vendor affinity program and is not affiliated with LPL.
Estate Planning & Trust Services
Embrace Wealth Management is dedicated to your financial well-being. Beyond safeguarding your assets and minimizing taxes, we've partnered with Trust & Will to simplify estate planning. This user-friendly online platform lets you create personalized estate plans from home, covering all 50 states. Our team is here to guide you through the process, ensuring your plan is complete and meets your specific needs. By combining our expertise with Trust & Will's convenience, you can confidently secure your financial future and provide for your loved ones.
Our Trustee Toolbox &
Family Mission Meetings
Estate planning goes beyond managing assets; it’s about leaving a legacy representing your values and life story. Our service includes the Trustee Toolbox, designed to organize and safeguard essential documents. Additionally, we offer Family Mission Meetings to guide you and your loved ones in understanding and carrying out your estate plans. These sessions ensure your intentions are clear and respected, providing reassurance and peace of mind for the future.