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Yes. Kim N. Huber, CFP®, acts as a fiduciary for all clients in Chico, Northern California, and nationwide. This means she is committed to putting your best interests first and to clearly explaining how she is compensated and any conflicts of interest, whether you're local or working with us virtually.

You can reach our team at Embrace Wealth Management by phone, text, or email. Our Chico office is located at 527 Flume Street, Suite 6, Chico, CA 95928. We’re available Monday through Friday, 9:00 AM–5:00 PM Pacific Time, and welcome inquiries from clients in Chico, Northern California, and nationwide.

Yes, we provide a free introductory call. During this call, we’ll discuss your financial goals, explain our services and team, and answer any questions—there’s no obligation to move forward.

We specialize in working with women in STEM and retirees, with a focus on tax-aware planning, retirement income, and equity compensation. Our personalized approach supports clients in Chico, throughout Northern California, and across the United States.

We take your privacy seriously. Information you share with us is handled according to our privacy policy, and we will never sell your information or add you to marketing lists you didn't sign up for.

Simply drop us a note, call, or book your free intro call through our contact page. We’re excited to help clients locally in Chico and serve individuals and families nationwide with trusted financial guidance.

No. While our website and resources speak directly to Women in STEM and Retirees, we welcome clients of all genders and backgrounds who value fiduciary advice and collaborative planning. Our specialization comes from deep experience with the financial questions women professionals and retirees face, such as complex equity compensation, retirement income design, and tax planning across a lifetime.

What matters most is fit. Clients who work best with us want a long term partnership, appreciate clear education around their options, and prefer advice that puts their interests first at every step.