Season’s Greetings from Embrace Wealth Management
As this year comes to a close, one feeling rises above all others in our office: gratitude. 🙏 Each conversation, review meeting, late-night planning question, and quick “just checking in” email has reminded our team why this work matters so much. The opportunity to work with you collaboratively through Embrace Wealth Management is one of the greatest honors of my professional life.
This has been a year of meaningful growth and refinement at the firm. We have deepened our focus on truly comprehensive planning, bringing together retirement income strategies, investment management, tax planning, and estate planning in a coordinated way to help reduce lifetime taxes and support long-term security for you and your family. Behind the scenes, we refined workflows, expanded paraplanning support, and invested in clearer planning tools, so your numbers and cash flow scenarios 📊 are easier to see, discuss, and act on.
It has also been a year of walking alongside many of you through significant life events. Some of you welcomed new grandchildren, while others navigated health changes, retirements, business transitions, and the loss of loved ones. In several families, we supported executors and trustees in carrying the responsibility of settling estates and aligning legacy wishes with practical decisions about accounts, property, and documents. Being invited into these personal chapters is never taken lightly, and it has deepened our appreciation for the role thoughtful planning plays in protecting the people and causes you care about most. 💞
On a personal note, this has been a season of both joy and profound grief for my own family. This is the first holiday season after the loss of my father-in-law, Bob, and your kindness, patience, and gentle check-ins have meant more than words can say. At the same time, Geoff and I were grateful to celebrate our thirty-second wedding anniversary with our boys in Hawaii 🌺, creating new memories together in a place that offered rest and connection. I continue to visit my mom in Dallas each quarter, which keeps family bonds strong across the miles, and this spring I had the joy of touring the East Coast with my son Collin and his graduating eighth-grade classmates, seeing New York, Boston, and Washington, DC ✈️ through their eyes.
Sharing in your life stories over the years, and then feeling your support during mine, has reinforced that our relationship is about far more than accounts and statements. It is about community, connection, and walking through both the good and the hard together. 🤝
In that same spirit of community, Embrace Wealth Management continues to give back in ways that reflect our family’s story. A percentage of the company’s net profit supports Canine Companions, a national nonprofit that provides highly trained service dogs to children, adults, and veterans with disabilities at no cost. 🐾 This organization matched our family with Berta, the remarkable service dog who has been my son Christian’s constant companion for seven years, and it is a privilege to help more families experience that same independence, comfort, and support.
Looking ahead, our commitment is steady: to offer clear, caring, tax-aware financial guidance that helps you make informed decisions for every chapter ahead. Thank you for the privilege of partnering with you, for the referrals you have shared, and for allowing Embrace Wealth Management to be part of your financial journey year after year. 🌟 Wishing you and your loved ones peace, health, and moments of joy throughout this holiday season and in the coming year. 🎄✨
With gratitude,
Kim N. Huber, CFP®
