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Huber, CFP Chico CA - Our Investment Management Process Decision-Making: We utilize evidence-based principles to guide every investment decision. Asset Allocation: Your assets are strategically placed to minimize the tax burden on high-growth investments. Low-Cost Investing: We focus on index funds and ETFs for broad diversification, global access, and lower fees. Diversification: Portfolios are built with diverse assets to help smooth out returns and reduce risk. Rebalancing: We adjust portfolios regularly to keep your risk level balanced and to capture opportunities as markets change. ESG Investing: We offer sustainable investment options, letting your portfolio reflect your personal values and positive impact on the world. https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/acbb5b12-bdf3-4758-b22d-0f0085a282c0/ESG+sleeve.png Investment Management | Embrace Wealth | Kim N. 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Murphy - Embrace Wealth - Chico CA - Ariella (Ari) D. Murphy Paraplanner Embrace Wealth Management (Chico, CA) Ariella (Ari) D. Murphy is the Paraplanner at Embrace Wealth Management, where she works alongside advisor Kim N. Huber, CFP®, to prepare, build, and update the financial plans clients rely on for retirement, tax, and education-funding decisions. A cum laude graduate of California State University, Chico, Ariella earned a Bachelor of Science in Business Administration with concentrations in Finance and Accounting. She is currently working toward CFP® certification and is passionate about helping individuals build confidence in their financial decisions. Day-to-day, Ari gathers and organizes client financial data, drafts plan scenarios for advisor review, and keeps plans current as clients' lives change- the behind-the-scenes work that helps families walk into a meeting with clarity instead of question marks. During college, she gained hands-on experience through Chico State's Financial Planning Club, Student-Managed Investment Fund, Venture Capital Club, and Accounting Society, developing skills in financial analysis and investment strategy. She also earned top-three placements in the Venture Capital Investment Competition and the Financial Planning Competition. Outside of finance, you'll find her hiking, at the gym, or somewhere near the ocean. https://embracewealthmgmt.com/estate-planning daily 0.75 2026-07-16 https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/f0a5c032-c5f7-42b5-acbd-99260ea66435/estate+planning Estate Planning | Embrace Wealth - Kim N. Huber, CFP - Financial Advisor Chico CA - Estate Planning Made Understandable Our Estate Planning & Trust Services offer step‑by‑step guidance so you can understand your documents in plain language, not legal jargon. We use Wealth.com’s tools to help you: Create customized, state‑specific documents—trusts, wills, powers of attorney, and healthcare directives—tailored to your situation. Instantly pull out and summarize key details from your documents with AI‑powered features, so you know what really matters. Visualize your estate plan with interactive tools and clear flowcharts, making it easy to see how assets and responsibilities will pass to the people you care about. Estate Documents Included Revocable Trust & Pour-Over Will Last Will & Testament Financial Power of Attorney Advance Health Care Directive Nomination of Guardianship https://embracewealthmgmt.com/careers daily 0.75 2026-03-03 https://embracewealthmgmt.com/positions-closed daily 0.75 2026-07-16 https://embracewealthmgmt.com/home-1 daily 1.0 2026-08-01 https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/9366334a-61f8-40cf-8380-cb5b48a605ae/Women+in+Tech+Chico%2C+CA.jpg Kim N. Huber, CFP® | Embrace Wealth | Fiduciary Financial Advisor in Chico, CA https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/66b3cc77-56ac-4671-9abb-1d7967128897/Retired+Women+Chico%2C+CA.jpg Kim N. Huber, CFP® | Embrace Wealth | Fiduciary Financial Advisor in Chico, CA https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/5c11abbb-8ebe-4960-b184-f7886cca383d/tax+planning+Kim+Huber%2C+Chico%2C+CA Kim N. Huber, CFP® | Embrace Wealth | Fiduciary Financial Advisor in Chico, CA https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/76b317d5-2338-4166-85b0-e4f6fb5bab38/unsplash-image-R8Hco_-WcxQ.jpg Kim N. Huber, CFP® | Embrace Wealth | Fiduciary Financial Advisor in Chico, CA https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/1678784058185-V69GAUYMSO4818Y7FOZL/investments Kim N. Huber, CFP® | Embrace Wealth | Fiduciary Financial Advisor in Chico, CA https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/086eaa0f-9cbb-48a9-b25e-7ead2fe0a6c8/secondopinion.jpg Kim N. Huber, CFP® | Embrace Wealth | Fiduciary Financial Advisor in Chico, CA https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/64141757-ede5-42d9-bcf3-8ef6dd5b970a/Kim%2BHuber.webp Kim N. Huber, CFP® | Embrace Wealth | Fiduciary Financial Advisor in Chico, CA https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/f88d08b8-378d-439e-9b2f-95cee447c658/Ariella%2BMurphy.webp Kim N. Huber, CFP® | Embrace Wealth | Fiduciary Financial Advisor in Chico, CA https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/474a86f1-01ea-4838-be18-f29134cb5646/unsplash-image-98WPMlTl5xo.webp Kim N. Huber, CFP® | Embrace Wealth | Fiduciary Financial Advisor in Chico, CA https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/8f23adca-f617-4f0c-907d-b2383a4755be/Kim%2BHuber.webp https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/8b03b60a-d7cf-4220-8582-60c5fb60a320/Voted+Best+of+Chico+2019+Kim+Huber https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/369c7d49-abca-4b98-a62e-d55aa9cbd69d/Voted+Best+of+Chico+2023+Kim+Huber https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/96e33f78-8428-49d4-a087-7b7260e13ce2/Color+logo+-+no+background.png https://embracewealthmgmt.com/surprise-holiday-greeting daily 0.75 2026-03-06 https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/e9254fb7-7a09-4725-822b-51940b8d2242/bertahuber.jpg Season's Greetings Berta may be nine now, but she is still all puppy face. https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/e7bad9fe-45e2-459c-970b-f42f93e8978f/2025-07-10+-+Aulani+-+Aulani_3.jpeg Season's Greetings Geoff and I celebrated our thirty second wedding anniversary in Hawaii with our boys. https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/76ca88b2-0ae5-492f-84d8-30dc19b2a2ca/Hawaii.jpg Season's Greetings We explored Hawai‘i’s eco lands by jeep, learning about the island’s indigenous plants and vegetation along the way. https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/b610d71e-4241-46a1-bdea-2762eec40b67/Bob+%26+Kim.jpg Season's Greetings Just one of many Christmases with Bob, who welcomed me into the family and treated me like his daughter. https://images.squarespace-cdn.com/content/v1/600dd8a42c69ea16574d0973/2f9f6134-8265-424c-9c8e-2e098f88fee4/Christian+%26+Berta.jpg Season's Greetings Christian was so delighted to bring home Berta, his new service dog from Canine Companions. 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